Tuesday, February 11, 2014
Free by 50
I am always reluctant to write about deep things in our personal life. Maybe it's because of pride (probably) or maybe because I wonder if anyone really cares. But, then I remember that this blog is about a Journey to Excellence, not just in the education of our children but in our personal lives. And, maybe, someone who reads this will be able to relate and feel as if there is someone else out there going through what they are.
I have been so stressed over the past several months about the status of our debt situation. It's not good, folks. I would love to blame the economy and Obama and a myriad of other things. But, the truth of the matter is that we got ourselves into this situation by living way beyond our means for too long. It's depressing to consider where we could be had we not done that.
There isn't a whole lot I can do to help our situation beyond what I am doing. Homeschooling is just not something we are willing to give up. With Eli and Brynne's special needs (on both ends of the spectrum) and the state of our educational system, especially in the small town where we live, it is something that we will continue doing. I do what I can from home to help with our finances, but it is limited. Working outside the home is nearly impossible as there are no jobs in our area nor time to work at them.
It feels hopeless at times.
I look at where my parents were at Rick and my ages and it just depresses me further. We never had much growing up, but we had all we needed. And, now at just age 62 and 64, they are getting ready to retire. They can do that. At this rate, there is no way Rick will be able to retire at that age. We just aren't prepared. And I don't want that for him. I don't want him to have to work until he's 90 just so that we can survive.
Again, it feels hopeless.
But then I read a post by Tracey at Housewifery Planet and I felt some hope and peace. It's always nice to read someone else's story and know that you are not alone.
She is working at helping to get her and her husband out of debt within the next 8 years, when her husband turns 50. She has a long-term goal instead of dwelling on the short-term. That gave me hope. Rick and I will be turning 50 at the same time as her husband. Eight years feels doable. It's a long time away, yes it is, but it is doable. And we won't be ancient at age 50. We will still have some good years left of our lives. To be debt-free at 50 would be pretty nice.
So today I am choosing to do as Tracey has chosen to do.
Yesterday, I didn't. But today I am.